ID – We offer accounts for two types of purposes: personal accounts and approved business accounts. You can only have one personal account. To create a personal account, you must be a resident of the United States or any of its territories, be at least 18 years of age or of legal age in your state of residence, and use a mobile/mobile phone number that you own. Your Venmo account is a personal account, unless you have received our express written permission to open a business account. In addition to this Agreement, Approved Business Accounts are also subject to Addition to approved Business Account. These Terms of Use constitute a contract between you and PayPal, Inc. that governs your use of your Venmo Account and the Venmo Services. You must be located in the United States and have a U.S. bank account to use the Venmo Services. Any translation of this User Agreement is provided solely as a convenience to you and is not intended to modify the terms of this User Agreement. In the event of any conflict between the English version of this User Agreement and a language version other than English, the English version shall prevail. Some sellers allow you to save PayPal the way you pay when you make purchases on their website so you can check faster. Often, this involves creating an agreement with the seller that allows them to request that we debit your account PayPal each time you make a purchase.

To minimize interruptions to your automatic payments, we may update your payment method information; see Link or unlink a payment method. Payments may be cancelled and cancelled by us if, among other things, we have sent you the payment in error, if the financing transaction is refused or cancelled, if the payment has not been authorized or unfunded, if we determine that a purchase for the Venmo Purchase Program is eligible (in which case we may cancel funds from the seller`s account, to refund the buyer) or if payment has been made for activities that have violated this User Agreement or any other agreement with us. You agree that we may provide you with communications or other information by posting them on the website(s) PayPal (including posting information that you only access when you log into your account), by emailing them to the email address provided in your account, by sending them to the street specified in your account, Call each other by phone, or send yourself a “text” / SMS message. You must have access to the Internet and an email account to receive communications and information about our services. Except for changes to these Terms of Use, such notice will be deemed to have been received by you within 24 hours of being sent to the website(s) PayPal or by email. If the notice is sent by mail, we will consider that it has been received by you three business days after it was sent. We reserve the right to close your account PayPal if you withdraw your consent to receive electronic communications. Any payment sent to you may be subject to cancellation, payment verification, restriction, reservation or withholding to the extent permitted by these Terms of Use. Facilitate viruses, Trojan horses, malware, worms or other computer programming routines that attempt to damage, disrupt, damage, misuse, negatively disrupt, secretly intercept, expropriate or gain unauthorized access to, systems, data, information or Services; If you used Pay with Rewards to fund your transaction, your refund will be voided in the form of a dollar amount: Depending on your card agreement with your issuer, your issuer may or may not credit your purchase to your reward credit. If your payment is secured by a debit or credit card and PayPal determines that a currency conversion is required, you accept and authorize PayPal to convert the currency instead of your debit or credit card issuer. You may have the right for your card issuer to perform the currency conversion if this applies to that card issuer and network. The selection of currency preferences can be shown to you in different forms, including the choice of the currency to be used for the transaction, whether PayPal or issuer of your card performs the conversion, or what conversion rate is used for the transaction, and can be provided individually for each card and for each automatic payment agreement….